How to take care of money plants

Money plant, also known as the lucky plant, is an iconic houseplant known for bringing good luck and fortune to houses. This succulent plant is one of the easiest to maintain in various indoor conditions.

Are you wondering why people grow money plants? Apart from beautifying the interior with its shiny green leaves and pretty pinkish flowers, it helps purify the air too. 

There are many methods that you can follow so that you can grow your money plants to their greatest potential. However, with so many conflicting ideas on the internet, it can be hard to differentiate which methods are best!

So, whether you want to bring positive energy to your house or simply ornament your house with one or more money plants, you would need some useful tips to take good care of them, right? Well, if that’s the case, then look no further than this money plant care guide.

money plant snippet image

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Table of Contents

Finding the Best Location

As indoor plants, you can grow money plants in small pots and keep them in a sunny windowsill in your bedroom, living room, kitchen or even the basement where there is minimal light.

Since a money plant is supposed to get you good fortune, which direction of the house or room should you place it in?

According to Feng Shui, the southeast direction of your house or room is the ‘money area’ or the zone of prosperity. Hence, if you want to follow the principles of traditional Feng Shui, placing your money tree in the southeast direction would be the best idea.

money tree plant

Best Growing Conditions

Money trees can grow in various conditions. They grow when there is a bright indirect light and even when there is very minimal light available.

So what’s the best condition to grow them?

To provide the best health to your plant, placing it near a bright window or similar places is suggested. Placing your money plant in direct sunlight is not a good idea because too much direct sunlight and heat can hurt your plant.

What’s the ideal temperature for money plants?

The ideal temperature for the money plants to prosper is 12° to 15° centigrade during the night and 20° to 25° centigrade during the day.

Which type of clay is the most suitable when it comes to potting money plants?

Clay and loamy soil are the best soil types when growing money plants. Also, make sure you choose a pot or a container with good drainage holes.

jade plant growing conditions

Best Growing Season

In the UK, money plants grow all year long, and so you can grow them at any time during any season. However, summer and spring are considered the best growing season because, in warmer seasons, the plants grow at a higher rate than during the winter months.

money plant growing in spring

Origins and Varieties of Money Plants

Did you know that Crassula Ovata is the scientific name of money plants? Yes, it’s a Latin word that describes this plant as a thick plant with egg-shaped leaves.

Though money plants were abundant in the Eastern Cape since ancient times, they became globally popular for the first time in 1768 by a group of British botanists. The cultivation of money plants started in the UK in the 1800s.

Since there are so many varieties, how do you distinguish them?

Well, the multiple varieties of money plants are usually identified by the colours and shapes of their leaves. Here are some of the well-known varieties of money plants explained so that you can choose the best one for your house.

  1. E.T.’s Fingers: It has tube-shaped elongated green leaves that often have red concavity at the tip.
  2. Monstruosa: Even this variety has tube-shaped elongated leaves but there are some subtle differences.
  3. Blue Surprise: It looks quite distinct with curly leaves that have a unique slate grey-green shade.
  4. Minova Magic: This cultivar has unusual spatulate-shaped leaves that are deep green in colour.
  5. Sunset Magic: This has a light green shaded ovate, flat leaves bordered with red tips.
  6. Hummel’s Sunset: This cultivar is easy to identify for the red edges and yellow swaths on its leaves.
  7. Tricolour: This is named after its tricoloured leaves that have green, yellow, and cream shades intermingling.
  8. Crasmada: This cultivar is distinguished by its dark green shaded leaves that are very tall and wavy.
  9. Wave Jade: It has crinkly textured leaves that are very thin and emerald green in colour with red tinges.
  10. Crosby’s Dwarf: This variant has about 90 centimetres in height and the leaves are reddish-green.
jade plant variations

Money Plant Feeding Tips

This succulent plant needs a combination of sun and shade to grow. You need to place it for about four hours in the early morning in direct sunlight and the rest of the day in a shade where it gets indirect sunlight.

Here are some money plant composting and watering tips for you.


Is it necessary to fertilise money plants?

Well, it’s not essential always as they generally use nutrients in the potting soil to grow. However, if you want to feed your plant organically, you can mix compost into the wet soil. The ideal time to use a 10-10-10 liquid fertiliser is every two months during spring and summer.


During spring and summer, you need to water your money plant freely and more consistently than in winter. However, you need to also make sure that the soil has completely dried off before you water the plant every time because consistently moist soil is not good for money plants. A combination of little water, indirect light, and cool nights will make your plant healthy and mature.

watering money plant

Money Plant Caring Tips

Why do money plant care instructions include plant cleaning tips?

That’s because cleaning helps you keep your plant fresh and pretty always. It also protects your plant from any kind of infestation and disease.


To clean your money plant, you need water at room temperature. You can do it two ways: hand cleaning and spraying.

Hand cleaning: This is a little time-consuming but quite effective. You need mild soap and a soft cotton cloth apart from water. Dilute the soap with room temperature water, soak the cloth into it and gently use the cloth to rub the leaves and their undersides. Then, you need another cotton cloth soaked in freshwater. Gently rub the leaves with the cloth to remove any soap residue.

Spraying: This method is less time-consuming but you need a spray bottle or a pinched hose to try it. The gentle spray of water will help you clean the leaves and their undersides and leave them squeaky clean.

Pest Control

Generally, money plants stay healthy all year long without any infestation or disease. So does it mean you shouldn’t worry about pest attacks at all?

Unfortunately, the answer is no.

The only pest that can harm these plants is a mealybug. On top of that, money plants or jade plants are hypersensitive to intestacies. You need to carefully check the plants to save them from mealybug attacks all the time because you cannot apply any kind of chemical insecticide to control pest attacks. The only way you can save your plant is by pruning, which we’ll explain below.

mealy bugs on money plant

Money Plant Growing Tips

Money or jade plant is an indoor plant that has a specific flowering season just like any other plant. But how can you foster the growth of your plant?

You can do it three ways: Flowering, Pruning and Propagating.


Almost all varieties we have mentioned above flower once every three years. But how to encourage flowering?

You need to take your plant outdoors during autumn in the mornings. Keep the plant outside for three to four hours and take it back in the afternoon. Also, make sure you only water it when the soil is very dry. If your plant has stopped flowering, maybe there is no nutrition left in the soil. Hence, you may need to re pot your money plant every three years.


If you want to care for a money plant at home, pruning is not mandatory. However, you can still prune the dried-out leaves, flowers and branches for aesthetic reasons. Pruning will also make your plant less bushy, which might encourage new growth and avoid root rot.

Wondering how to prune?

To prune your money plant, you need to use a disinfected pair of secateurs. While pruning, make sure you do not overdo it because that will affect the plant’s growth. As a general rule, you can prune once or twice a year up to the twenty percent portion of the plant’s branches.


Propagating completes the process of taking proper care of your money tree plant. Money plant is very easy to propagate because new branches break and fall on the ground too often. If a branch falls naturally and roots, all you need to do is plant it in a new pot. That way, you can get enough of them taking over your whole house.

pruning money plant

Money Plant FAQs

Can I keep a money tree plant in my bedroom?

Yes, you can keep a money plant in your bedroom. Consider placing it near the window because it will get the correct amount of light there. Make sure you do not place it near your head or foot because the plant will release carbon dioxide during the night.

Are money tree plants poisonous to animals?

Money plants contain no toxins or poison and hence they are absolutely safe for animals. If your pet, by chance ingests it, there is no chance of poison infection. However, be careful as there could be a chance of stomach upset as the leaves are not very easy to digest.

dogs eating money plants

Do money plants need sunlight to grow?

Yes, like most other plants, money plants need bright indirect light to grow. If you are placing this indoor plant near a window or at some corner where the light is moderate and not too harsh, your plant will grow healthily.

What is the best way to keep my money tree happy?

The best way to keep your money tree or jade tree happy is by feeding it daily with little water and moderate sunlight. You can also use fertiliser occasionally to enhance its growth. Checking for pest attacks is also recommended as that will keep harmful insects at bay

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Oliver Wright

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